Contents of this site are intended for personal, non-commercial, educational and discussion purposes only and should not be relied upon for personal, medical, legal, or financial decisions.  Any opinions expressed on this site are the opinions of the authors and not necessarily those of ARRiiVE.  ARRiiVE proprietor, partners, and independent contractors/employees make no representations about the suitability, reliability, timeliness, appropriateness, or accuracy of the information contained on this site.  ARRiiVE will not be liable for damages of any kind arising from the use of this site, including, but not limited to, direct, indirect, incidental, punitive, and consequential damages.

Money, Finance, and Trends Disclaimer

Contents of this site contain facts, views, opinions, and recommendations of individuals and organizations. ARRiiVE does not endorse these views, opinions or recommendations, give investment advice, or advocate the purchase or sale of any security or investment.  Always seek the advice and guidance of a professional financial advisor prior to making any investment decision.

Copyrights, Trademarks & Credits

Unless otherwise indicated, all information on ARRiiVE.com is Copyright ©2007 ARRiiVE.  All rights reserved.  ARRiiVE Business Solutions, ARRiiVE.com, ARRiiVE ADViiSOR, Launch ALLiiANCE, INTERACT DESiiGN, Concepts of Selling, and ARRiiVE LiiVE! are trademarks and/or sales marks of ARRiiVE and may not be duplicated nor used without permission of ARRiiVE.

All other trademarks, publications, books, tapes, web sites, product names and company names or logos cited herein are the legal and intellectual property of their respective owners.

Terms of Usage

ARRiiVE maintains this site (the "Site") for your personal entertainment, information, education, and communication.  Please feel free to browse the Site.  You may not download material displayed on the Site for any reason, unless prior permission granted by ARRiiVE.  You also may not distribute, modify, transmit, reuse, report, or use the contents of the Site, including the text, images, audio, and video, for public or commercial purposes, without the written permission of ARRiiVE.  If you want to re-use, re-print, copy, distribute, modify, transmit, reuse, report any information that is NOT the property of ARRiiVE, you must contact the rightful owners to obtain permission.  ARRiiVE accepts no responsibility for violations of the intellectual property of others by any party using this web site.

Your access and use of the Site is also subject to the following terms and conditions ("Terms and Conditions") and all applicable laws, as governed by the State of California.  By accessing and browsing the Site, you accept, without limitation or qualification, the Terms and Conditions and acknowledge that any other agreement between you and ARRiiVE with regard to the subject matter hereof are superseded and of no force or effect.

Terms and Conditions

1. You should assume that everything you see or read on the Site is copyrighted, unless otherwise noted, and may not be used without the written permission of ARRiiVE, (or other legal owners) except as provided in these Terms and Conditions or in the text on the Site.  ARRiiVE neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with ARRiiVE.

2. While ARRiiVE uses reasonable efforts to include accurate and up-to-date information on the Site, ARRiiVE makes no warranties or representations as to its accuracy, timeliness, or completeness.  ARRiiVE assumes no liability or responsibility for any errors or omissions in the content on the Site.

3. Your use and browsing of the Site is at your risk. Neither ARRiiVE nor any party involved in creating, producing, or delivering the Site or any of the material or information contained in the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.  ARRiiVE also assumes no responsibility for and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site.

4. Images of people or places displayed on the Site are either the property of, or used with permission by ARRiiVE, unless otherwise noted. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

5. Many of the images at ARRiiVE are licensed by Fotolia, SXC, and/or open source sites. No photographs on this site are being used without permission. Please respect our site and do not copy our photographs. Any site who we find who has copied photographs, images, text, slogans, or other verbiage from this site may be prosecuted to the fullest extent of domestic and international copyright law.

6. All trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site, are registered and unregistered Trademarks of ARRiiVE (or others where indicated). Nothing contained on the Site or in these Terms and Conditions should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any Trademark displayed on the Site without written permission of ARRiiVE or such third party that may own the Trademarks displayed on the Site. Your misuse of the Trademarks displayed on the Site, or any other content on the Site is strictly prohibited. You are also advised that ARRiiVE will aggressively enforce its intellectual property rights to the fullest extent of the law, possibly including the seeking of criminal prosecution.

7. ARRiiVE has not reviewed all of the sites linked to the Site and is not responsible for the contents of any off-site pages or any other sites linked to the Site.  Your following of any links to any other off-site pages or other sites is at your own risk.

8. Although ARRiiVE may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, ARRiiVE is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations or for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy in any information contained within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. ARRiiVE will fully cooperate with any law enforcement authorities or court order requesting or directing ARRiiVE to disclose the identity of anyone posting any such information or materials.

9. ARRiiVE may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.

Privacy Statement

For each visitor to our Web page, our Web server automatically recognizes the consumer's domain name and e-mail address (where possible).  We collect only the domain name, but not the e-mail address of visitors to our web page.  We also collect the e-mail addresses of those who post messages to our bulletin board, the e-mail addresses of those who communicate with us via e-mail, the e-mail addresses of those who make postings to our chat areas, aggregate information on what pages consumers access or visit, user-specific information on what pages consumers access or visit, information volunteered by the consumer, such as survey information and/or site registrations and the email addresses of people requesting our auto-responders.  The information we collect is used to improve the content of our Web page, and may be used to notify consumers about updates to our Web site and used by us to contact consumers for marketing purposes. Note: we do not endorse nor engage in SPAM of any nature, other than standard business email. We deem it within our rights to send an email requesting business attention; however, we will not engage in multiple email broadcasts without prior consent.

We believe in permission marketing and hold to this principle in all of our dealings with the end-users of this site.  However, we do NOT give or sell this information to any other third party under ANY circumstances.